Prohibited For All Transaction Types

Merchant may never use the LubyNet Services in relation to any of the following:

• Drugs, and tools specifically intended for the production of drugs, Drug paraphernalia Illegal Drugs, substances designed to mimic illegal drugs, and/or other psycho active products (e.g.,K2, salvia divinorum, nitrate inhalers, bath salts, synthetic cannabis, herbal smoking blends, herbal incense, and HCG/HGH-like substances)
• Products/services specifically offered or intended to be used to create drugs or grow ingredients for drugs (e.g. ‘grow shop’ products, seeds for cannabis plants, etc.)
• Pyramid selling
• Escort agencies / massage parlors / sexual services.
• Timeshare and timeshare maintenance
• Independent financial advisers (IFA), Payday loans and unsecure loan/lines originating from non-FDIC insured banks
• Counterfeit goods/replicas or those infringing on intellectual property rights, including those designed to infringe on such intellectual property (i.e., knockoffs, imitations, bootlegs)
• Trade of weapons, ammunitions, military arms, explosive devices, and firearm parts
• Products/services that promote hate, violence, discrimination, terrorism, harassment or abuse.
• Products designed to circumvent copyright protection techniques or to otherwise facilitate the unlicensed use of copyrighted materials (e.g. ‘mod-chips’ to break the encryption of game computers to enable the playing of unlicensed copies of games).
• Providing gambling services in jurisdictions where this is illegal or (where applicable)
• offering gambling services without a valid license to the relevant jurisdiction.
• Illegal products/services or any service providing peripheral support of illegal activities.
• Adult entertainment, websites & content (such as) o Adult bookstores, video stores, toys
• Any products on the internet containing graphic or nude content o Audio (phone sex and adult phone conversations)
• Companion/escort services or Dating services (sexually oriented) o Fetish products.
• Membership, clubs, subscriptions
• Prostitution
• Gentleman’s clubs, topless bars, and strip clubs
• Video (web-based sexually oriented video)
• Fake references and other services/products that foster deception (including fake IDs and government documents)
• Mail order spouse and international match-making services
• Social media “click farms” (i.e., the sale of clicks/likes/reviews/endorsements on social media sites)
• Telemarking companies involved with the following methods of operations:
• Offering a free gift, prize, or sweepstakes/contest entry as an inducement to purchase their product or service.
• Inbound telemarketing companies that receive calls as the result of post cards or similar mailings (as opposed to catalogue or media advertising)
• Selling products/services as an agent for a third party
• Merchants engaged in any form of deceptive marketing practice including but not limited to:
• Hidden Disclosure
• Bogus claims & endorsements
• Refund/Cancellation avoidance
• Poorly disclosed negative options
• Merchants offering substantial rebates or special incentives (e.g., free gift, prize, sweepstakes, or contest) as an inducement to purchase products/services.
• Negative response marketing techniques by any type of merchant (i.e., customer is automatically charged if they don’t return the merchandise at the end of a free trial period)